Explore Our Banking Services
At Nelnet Bank, we offer FDIC-insured bank services that prioritize your financial goals. Discover personal banking products designed for growth, security, and convenience.
Explore Our Personal Banking Products
Choose the right plan for your financial journey with Nelnet Bank's range of secure and reliable banking solutions.
Basic Savings Account
$0monthly
A solid choice for those getting started with savings.
- No monthly maintenance fees
- FDIC-insured
- Online and mobile banking access
- 24/7 customer support
High-Yield Savings Account
$1,000monthly
Maximize your savings potential with competitive interest rates.
- 3% APY on balances over $1,000
- No monthly maintenance fees
- FDIC-insured
- Flexible online access
- 24/7 customer support
Student Loan Refinancing
Variablemonthly
Consolidate your student loans with manageable rates and services.
- Customizable repayment plans
- Interest rates as low as 3.5% APR
- No application fees
- Dedicated support from loan specialists
Certificate of Deposit (CD)
$500initial deposit
Secure your investments with our guaranteed return options.
- Terms ranging from 6 months to 5 years
- FDIC-insured
- Higher interest rates for longer terms
- Early withdrawal penalties apply
What Our Customers Are Saying About Nelnet Bank's Personal Banking Services
I’ve been with Nelnet Bank for over a year now, and I can’t express how pleased I am with their customer service. Every time I have a question, their support team is there to help, making banking so much easier for me.
Switching to a high-yield savings account with Nelnet Bank was a game changer for my financial strategy. I appreciate how the interest rates are competitive, and the online banking experience is incredibly user-friendly.
As a recent college graduate, I was overwhelmed with student loan debt. The refinancing options at Nelnet Bank helped me consolidate everything smoothly, and now I feel more in control of my future. I highly recommend their services to anyone in a similar situation!
Using Nellnet’s online account management portal has made tracking my savings and making payments a breeze. It’s secure and quite intuitive. Banking feels personal and accessible with them.
I was initially hesitant to switch banks, but Nelnet Bank made the process seamless. Their commitment to security and customer support is evident in everything they do. I feel confident managing my finances with them.