Transparent rates, no hidden fees, and fast decisions for borrowers at every stage.
Private Student Loans
Nelnet Banks private student loans cover up to 100% of your school-certified cost of attendance, including tuition, housing, books, and more. No origination fees. No prepayment penalties. Just straightforward financing.
Pre-qualify with no impact to your credit score and see your personalized rate in minutes. Add a creditworthy co-signer to maximize your chances of approval and unlock lower rates.
Pre-qualify with no impact to your credit score and see your personalized rate in minutes. Rates are based on creditworthiness and vary by borrower.
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Simplify your loans and potentially save thousands over the life of your loan.
If your credit has improved since you first borrowed, refinancing may qualify you for a significantly lower interest rate.
Combine multiple federal or private loans into a single monthly payment with one lender.
Choose repayment terms from 5 to 20 years to balance monthly payment size and total interest paid.
Home Improvement Loans
Whether you're renovating a kitchen, adding a bathroom, or upgrading your HVAC, Nelnet Banks home improvement loans make it easy — no home equity required.
| Loan Size | Term Options |
|---|---|
| Small projects | Short-term |
| Mid-size projects | Medium-term |
| Large projects | Extended-term |
Contact us or apply online to receive your personalized rate based on your credit profile.